E&O Depot
Welcome to E&O Depot, where we protect you.
We specialize in providing top-of-the-line Errors and Omissions Insurance to insurance agents and agencies nationwide.
The Right Coverage—Right Now.
Program Highlights:
The confidence
of having the
right coverage.
- Underwritten by an A+ rated company*
- Multiple limits and coverage options
- Premiums based on revenue—great for new agents
- Individual E&O aggregate (you don’t share your limits of liability with others)
- Fast, easy to obtain, online enrollment—takes just minutes
- Payment options to fit your budget
- Certificates of insurance issued immediately
- Basic Network Security Breach & Privacy Coverage now included at no additional cost!
- Enrollment available for multi-producer agencies
- Less out-of-pocket expenses at the time of a claim with deductibles starting at $500
Please review the policy and program materials. A complete copy of the specimen policy is available by calling CalSurance Associates at 800-745-7189 or by visiting www.calsurance.com/eodepot. All statements contained herein are subject to the terms, conditions and exclusions of the actual policy. In all circumstances, the actual policy language will prevail.”
*The information obtained from A.M. Best dated March 11, 2024 is not in any way CalSurance Associates’ warranty or guaranty of the financial stability of the insurer in question, and that the information is current only as of the date of publication.
Program Includes:
Many Products
Life, Accident and Health Products, Long-Term Care, Disability, Medicare Advantage and Medicare Supplement products, and even Property & Casualty products.
Immediate Issue
Immediate issue of your Certificate of Insurance. You won’t lose business waiting for your application to be processed, underwritten, or quoted!
Quality Customer Care
Our knowledgeable customer care staff are here to help. Get assistance with enrollment and have your questions answered!
Lower Premium Rates
We offer lower premium rates for agents with less than $100,000 in revenue. Save by working with us!
FAQ
What is Errors and Omissions Insurance?
E&O is a type of liability insurance. It provides coverage for claims arising out of acts, errors or omissions in the rendering of, or failing to render, professional services for others as a licensed insurance agent.
What could I be liable for?
Claims can arise from many issues, such as:
– Negligence
– Errors in services given
– Omissions
– Misrepresentation
– Inaccurate advice
What does E&O cover?
If a claim is filed against you or your agency, E&O insurance can cover all or part of:
– Attorney fees, which on average are $3,000 to $150,000
– Court costs, such as reserving a courtroom or paying for expert witnesses
– Settlements and judgments—costing anywhere from a few thousand to millions of dollars
Why should I get E&O?
Most carriers require E&O coverage from their agents. Without E&O insurance, liability claims could be so expensive as to put you in debt or put your agency at risk of closing. In the best-case scenario where your client drops the claim, legal expenses could still be thousands of dollars. In the worst case, if you’re found at fault—or agree to settle the claim out of court—you’ll be paying a fortune out of pocket. This is why it’s important to get protected with errors and omissions coverage.
Which industry professionals should consider our coverage?
Health, Life, and P&C Insurance Agents.
Get started with E&O Depot
Let’s face it, mistakes can and do happen. You need coverage you can trust and we provide the best coverage available for professional insurance agents and agencies. Let’s get started.
The confidence of having the right coverage—right now.
Contact CalSurance Associates at:
Questions?
E&O Depot
The confidence of the right coverage.
© Copyright 2026 E&O Depot – All Rights Reserved
Program administered by:
CalSurance Associates, a division of Brown & Brown Program Insurance Services, Inc.
Domiciled in California, California License #0B02587
For additional information, please call (800) 745-7189 or email us at [email protected]